Every Benefit
You've Earned.

Buy, build, or refinance a home with no down payment, no private mortgage insurance, and competitive interest rates exclusively for veterans.

• Zero down payment on home purchases up to conforming loan limits
• No private mortgage insurance (PMI) required — saves $150–$400/mo vs conventional loans
• Competitive fixed and adjustable rates often 0.5–1% below market
• Available to veterans, active duty, National Guard, and Reservists
• Can be used multiple times — benefit doesn't expire
• Funding fee can be rolled into the loan or waived for disabled veterans

Must have served at least 90 days active duty (wartime) or 181 days (peacetime), or 6 years National Guard/Reserves.

Fund college, trade school, flight training, or online education with tuition coverage, a monthly housing allowance, and books stipend.

• Chapter 33 (Post-9/11): covers 100% of in-state tuition at public schools
• Monthly Housing Allowance (MHA) — based on local E-5 with dependent BAH rate
• Up to $1,000/year for books and supplies
• Chapter 30 (Montgomery GI Bill): up to $2,338/mo for full-time students
• Vocational Rehabilitation & Employment (Chapter 31) for service-connected disabilities
• Yellow Ribbon Program for private/out-of-state schools
• Can be transferred to dependents (spouses and children)

Post-9/11 GI Bill: 90+ days active duty after 9/10/2001 or 30+ days with a discharge for service-connected disability.

Comprehensive medical care including primary care, specialty care, mental health, dental, vision, and prescriptions at 1,200+ VA facilities nationwide.

• Priority Group 1 (10%+ service-connected disability): free care and medications
• Mental health services: therapy, PTSD treatment, substance abuse programs
• Prescription medications: $0–$15 copay depending on priority group
• Telehealth appointments available in all 50 states
• Community Care Network: see private doctors near you when VA isn't accessible
• Women Veterans Health Program: full reproductive and maternity care
• Caregiver Support Program for veterans needing in-home care

Any veteran with an honorable or general discharge who served 24 continuous months or the full period ordered.

Tax-free monthly payments for conditions connected to your military service. Rates scale from 10% to 100% disability rating.

• 10% rating: $175.51/mo | 30%: $524.31/mo | 50%: $1,075.16/mo
• 70% rating: $1,760.02/mo | 100% rating: $3,737.85/mo (2026 rates)
• Additional compensation for dependent spouse, children, and parents
• Special Monthly Compensation (SMC) for severe disabilities
• Concurrent Retirement and Disability Pay (CRDP) — collect both retirement and disability
• Tax-free at federal level; most states exempt it too
• No income limit — you can work full-time and still receive it

Must have a current disability diagnosis AND an in-service event, injury, or illness that caused or worsened it.

Veteran-exclusive discounts with USAA, GEICO Military, and other insurers — often 15–40% below standard rates.

• USAA: exclusively for military and veterans — consistently lowest rates
• GEICO Military: up to 15% discount for active duty and veterans
• Progressive: deployment discount — pause coverage while overseas
• Liberty Mutual: up to 10% veteran discount
• Servicemembers Civil Relief Act (SCRA) protects you during active duty
• Many states offer additional veteran discounts on vehicle registration fees

Any veteran with an honorable discharge. Active duty members qualify for additional protections under SCRA.

Veteran-specific debt programs including student loan forgiveness, credit counseling, and predatory lender protections.

• Public Service Loan Forgiveness (PSLF): forgive federal student loans after 10 years of qualifying payments
• Total and Permanent Disability (TPD) discharge: 100% disabled veterans get federal student loans discharged
• Servicemembers Civil Relief Act (SCRA): 6% interest rate cap on pre-service debts
• Military Lending Act (MLA): 36% APR cap on loans taken during service
• CFPB Servicemember Affairs: free guidance on predatory lending and debt disputes
• VA Debt Management Center: flexible repayment for VA overpayments

Varies by program. Student loan forgiveness requires federal loans. SCRA covers active duty members.

Veterans' Group Life Insurance lets you carry your SGLI coverage into civilian life — no physical exam, no denial for health conditions.

• Coverage from $10,000 to $500,000 in $10,000 increments
• Must apply within 1 year and 120 days of separation
• No physical exam required if you apply within 240 days of separation
• Premiums increase by age group — lock in low rates early
• Family VGLI also covers spouse and children
• Service-Disabled Veterans' Life Insurance (S-DVI) for newly disabled veterans

Any veteran who had SGLI while on active duty. Must apply within 1 year and 120 days of separation.

Monthly financial assistance for wartime veterans with limited income — including the Aid & Attendance benefit for those needing daily help.

• Basic pension: up to $1,556/mo for single veteran (2026 rates)
• Housebound benefit: up to $1,901/mo if you're mostly confined to home
• Aid & Attendance: up to $2,642/mo if you need help with daily activities
• Surviving Spouse Pension (DIC): payments to spouse after veteran's death
• Income limits apply — assets and income are considered
• Veterans Service Organizations (VSOs) can help file at no cost

Wartime veteran with at least 90 days active duty (1 day during a wartime period), low income, and non-service-connected disability or age 65+.

From resume translation to federal hiring preferences, veterans have powerful tools to land high-paying jobs in civilian life.

• Veterans' Preference: 5–10 point advantage in federal hiring (380,000 federal jobs filled annually)
• Vocational Rehabilitation & Employment (Ch. 31): full college or trade school funding for disabled veterans
• TAP (Transition Assistance Program): career counseling during separation
• American Job Centers: free résumé, interview prep, and job placement services
• HireVets Medallion Program: companies that commit to hiring veterans
• VWIP (Veterans Workforce Investment Program): job training grants
• Small Business Administration (SBA) Boots to Business: entrepreneurship training

Veterans' Preference applies to honorably discharged veterans. VR&E requires service-connected disability of 10%+.

The PCAFC program provides a monthly stipend, health insurance, and respite care for caregivers of post-9/11 veterans.

• Program of Comprehensive Assistance for Family Caregivers (PCAFC)
• Monthly stipend: up to $2,700/mo based on level of care and location
• Health insurance through CHAMPVA for caregivers without employer coverage
• Mental health services and counseling for caregivers
• Respite care: up to 30 days/year of temporary professional care
• Expanded to pre-9/11 veterans as of October 2022

Veteran must have a serious injury or illness incurred in or aggravated during active duty. Caregiver must be a family member or approved individual.

Veterans and their families receive burial benefits including cemetery plots, grave markers, and burial allowances as a final honor.

• Free burial in a national cemetery — one of 155 nationwide
• Opening/closing of grave, grave liner, and perpetual care included
• Government headstone or grave marker at no cost
• Presidential Memorial Certificate signed by the President
• Burial allowance: up to $948 for service-connected death, $300 non-service-connected
• Pre-need eligibility determination — apply now so family has certainty

Any veteran who died on active duty or was discharged under conditions other than dishonorable.

Chapter 35 (DEA) provides education benefits to spouses and children of permanently disabled or deceased veterans.

• Dependents' Educational Assistance (Ch. 35): up to $1,341/mo for up to 45 months
• Survivors & Dependents program for spouses and children of 100% disabled veterans
• Marine Gunnery Sergeant John David Fry Scholarship: children and surviving spouses of active duty who died in line of duty
• Transfer of Post-9/11 GI Bill: active duty can transfer entitlement to spouse or children
• State-level tuition waivers for dependents of disabled/deceased veterans (varies by state)

Spouse or child of a veteran who is permanently and totally disabled from service-connected causes, or who died in service or from a service-connected disability.